Chile uses the Chilean Peso (CLP) as its official currency. Payment methods are diverse, with both cash and electronic payments widely accepted in urban areas. Contactless and mobile payments are increasingly common, especially in major cities.
- Official currency: Chilean Peso (CLP)
- Accepted payment methods: Cash, credit cards (Visa, Mastercard, American Express), debit cards, and mobile payments
- Contactless/mobile wallets: Apple Pay and Google Pay are accepted at some retailers; local apps like MACH and Mercado Pago are also used
- ATM availability: ATMs are widely available in cities and airports; most accept international cards (Cirrus, Plus, Maestro)
- Currency exchange: Available at banks, airports, and exchange offices (“casas de cambio”); rates may vary
- Foreign currency restrictions: Large cash transactions may require identification; USD is rarely accepted for purchases
- Cash import/export limits: Up to USD 10,000 (or equivalent in CLP/other currencies) can be brought in or taken out without declaration; amounts above must be declared to customs
- Transaction fees: Foreign card transactions may incur a 1–3% surcharge; ATM withdrawals may have additional fees
- Common issues: Some small businesses and rural areas may only accept cash; inform your bank of travel to avoid card blocks
- Major banks: Banco de Chile, Banco Santander, BancoEstado, BCI
- Regulations: Chilean law requires identification for large currency exchanges; travelers should check for updates from the Central Bank of Chile
