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Payment Methods and Currency Exchange in Macau SAR, China

Payment Methods and Currency Exchange in Macau SAR, China

Macau SAR, China uses a dual-currency system, with the Macanese Pataca (MOP) as the official currency. Hong Kong Dollar (HKD) is also widely accepted at a 1:1 rate, though change is usually given in MOP.

  • Official currency: Macanese Pataca (MOP), ISO code: MOP
  • Payment methods: Cash is widely used. Major credit cards (Visa, MasterCard, UnionPay) are accepted in hotels, casinos, and large retailers. Smaller shops and markets may require cash.
  • Mobile payments: Alipay, WeChat Pay, and UnionPay QuickPass are common. Apple Pay and Google Pay are less prevalent but accepted at some international chains.
  • Contactless payments: Increasingly available in urban areas, especially in casinos and shopping centers.
  • ATMs: Widely available; most accept international cards (Visa, MasterCard, UnionPay). Some ATMs dispense both MOP and HKD.
  • Currency exchange: Available at banks, hotels, casinos, airports, and licensed exchange offices. Banks include Bank of China, Banco Nacional Ultramarino, and ICBC.
  • Foreign currency restrictions: No restrictions on bringing in foreign currency. Cash import/export over MOP 120,000 (approx. USD 15,000/EUR 13,500) must be declared to customs.
  • Transaction fees: Foreign card transactions may incur a 1–3% surcharge. ATM withdrawals may have additional fees from both local and home banks.
  • Tips: Notify your bank before travel to avoid card blocks. Carry some cash for small purchases. Check for surcharges before using foreign cards.
  • Regulations: Macau Monetary Authority oversees currency and payment regulations. Traveler advisories are available on official government websites.

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