France Payment Methods & Currency Exchange Guide

France uses the Euro (EUR) as its official currency. Payment methods are modern and widely accessible, with contactless and mobile payments prevalent in most urban and tourist areas.

• Official Currency: Euro (EUR).
• Accepted Payment Methods: Cash, credit/debit cards (Visa, Mastercard, American Express), and mobile wallets (Apple Pay, Google Pay, Samsung Pay, Alipay in some locations).
• Contactless Payments: Widely accepted in shops, restaurants, and public transport.
• ATM Availability: Extensive network; international cards generally accepted (check for Cirrus, Maestro, Plus logos).
• Currency Exchange: Available at banks, airports, exchange offices (bureaux de change); rates and fees vary.
• Foreign Currency Restrictions: Large cash transactions (over EUR 1,000) may require identification; some businesses may refuse high-denomination notes.
• Cash Import/Export Limits: Amounts over EUR 10,000 (or equivalent in other currencies, approx. USD 10,800) must be declared to French Customs upon entry or exit.
• Transaction Fees: Foreign card transactions may incur fees (typically 1–3%); some ATMs charge additional surcharges.
• Payment Issues: Some small businesses may accept only cash; always carry a small amount of cash for emergencies.
• Major Banks: BNP Paribas, Société Générale, Crédit Agricole, La Banque Postale.
• Regulations: French law requires reporting of large cash movements; travelers should consult official advisories for updates.