Jordan’s official currency is the Jordanian Dinar (JOD). Payment methods and currency exchange options are widely available in urban areas, but cash remains important for many transactions.
- Official Currency: Jordanian Dinar (JOD).
- Accepted Payment Methods: Cash is widely used. Major credit cards (Visa, MasterCard) are accepted in hotels, restaurants, and larger shops. Smaller vendors may accept only cash.
- Contactless & Mobile Payments: Contactless card payments are increasingly available in Amman and tourist areas. Mobile wallets (Apple Pay, Google Pay) are accepted at some international chains, but not universally.
- ATM Availability: ATMs are common in cities and airports. Most accept international cards (Visa, MasterCard). Some ATMs may charge a fee (typically 2–5 JOD per transaction).
- Currency Exchange: Exchange services are available at banks, airports, hotels, and licensed exchange offices. Banks such as Arab Bank, Bank al Etihad, and Jordan Kuwait Bank are major providers.
- Foreign Currency Restrictions: Import or export of cash exceeding 15,000 JOD (approx. 21,000 USD) must be declared to customs. Amounts below this do not require declaration.
- Transaction Fees: Foreign card transactions may incur surcharges (1–3%) and ATM withdrawal fees.
- Tips: Carry small denominations for taxis and markets. Retain exchange receipts for reconversion.
- Regulations: The Central Bank of Jordan regulates currency exchange. Counterfeit currency laws are strictly enforced.