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Jordan Payment Methods and Currency Exchange Guide

Jordan Payment Methods and Currency Exchange Guide

Jordan’s official currency is the Jordanian Dinar (JOD). Payment methods and currency exchange options are widely available in urban areas, but cash remains important for many transactions.

  • Official Currency: Jordanian Dinar (JOD).
  • Accepted Payment Methods: Cash is widely used. Major credit cards (Visa, MasterCard) are accepted in hotels, restaurants, and larger shops. Smaller vendors may accept only cash.
  • Contactless & Mobile Payments: Contactless card payments are increasingly available in Amman and tourist areas. Mobile wallets (Apple Pay, Google Pay) are accepted at some international chains, but not universally.
  • ATM Availability: ATMs are common in cities and airports. Most accept international cards (Visa, MasterCard). Some ATMs may charge a fee (typically 2–5 JOD per transaction).
  • Currency Exchange: Exchange services are available at banks, airports, hotels, and licensed exchange offices. Banks such as Arab Bank, Bank al Etihad, and Jordan Kuwait Bank are major providers.
  • Foreign Currency Restrictions: Import or export of cash exceeding 15,000 JOD (approx. 21,000 USD) must be declared to customs. Amounts below this do not require declaration.
  • Transaction Fees: Foreign card transactions may incur surcharges (1–3%) and ATM withdrawal fees.
  • Tips: Carry small denominations for taxis and markets. Retain exchange receipts for reconversion.
  • Regulations: The Central Bank of Jordan regulates currency exchange. Counterfeit currency laws are strictly enforced.

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