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Kazakhstan Payment Methods and Currency Exchange Guide

Kazakhstan Payment Methods and Currency Exchange Guide

Kazakhstan uses the tenge (KZT) as its official currency. Payment methods and currency exchange facilities are widely available in urban areas. Cash is commonly used, but electronic payments are increasingly accepted.

  • Official currency: Kazakhstani tenge (KZT).
  • Accepted payment methods: Cash, credit/debit cards (Visa, Mastercard), and mobile payments.
  • Contactless/mobile payments: Apple Pay and Google Pay are accepted in major cities; Alipay is less common.
  • ATM availability: ATMs are widespread in cities and airports; most accept international cards.
  • Currency exchange: Available at banks, airports, and licensed exchange offices; rates may vary.
  • Foreign currency restrictions: Large cash transactions may require documentation; foreign currency is not widely accepted for payments.
  • Cash import/export limits: Up to KZT 10,000,000 (approx. USD 22,000) or equivalent in foreign currency can be brought in or out without declaration; amounts above must be declared to customs.
  • Transaction fees: Foreign card withdrawals may incur fees (typically 1–3%); check with your bank.
  • Common issues: Some rural areas may not accept cards; always carry some cash.
  • Major banks: Halyk Bank, Kaspi Bank, Sberbank Kazakhstan.
  • Regulations: Currency exchange is regulated by the National Bank of Kazakhstan; always use licensed providers.

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