Lithuania: Payment Methods, Currency Exchange & Cash Regulations

Last Updated: November 24, 2025

Lithuania uses the Euro (EUR) as its official currency. Electronic and contactless payments are widely accepted in urban areas. Most businesses, including hotels, restaurants, and shops, accept major credit and debit cards.

Official currency: Euro (EUR)
Accepted payment methods: Cash (EUR), credit/debit cards (Visa, Mastercard), and mobile payments (Apple Pay, Google Pay). Alipay is less common.
Contactless payments: Widely available in cities and large towns.
ATMs: Readily accessible in urban and rural areas; most accept international cards. Common banks: Swedbank, SEB, Luminor.
Currency exchange: Available at banks, airports, and licensed exchange offices. Exchange rates and fees may vary.
Foreign currency restrictions: Payments in foreign currency are not accepted in retail. Large cash transactions (over EUR 10,000) may require reporting.
Cash import/export limits: Amounts over EUR 10,000 (or equivalent in other currencies) must be declared at customs.
Transaction fees: Foreign card transactions may incur a 1–3% surcharge, depending on the card issuer.
Payment issues: Some small businesses and rural areas may accept cash only. Notify your bank before travel to avoid card blocks.
Regulations: Lithuanian law requires reporting of suspicious or large cash transactions to prevent money laundering.

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