Oman Payment Methods and Currency Exchange Guide

Last Updated: November 24, 2025

Oman’s official currency is the Omani Rial (OMR). Payment systems are modern in urban areas, but cash remains important in smaller towns and markets. International credit and debit cards are widely accepted in hotels, malls, and restaurants.

Currency: Omani Rial (OMR)
Payment Methods: Cash, major credit cards (Visa, Mastercard), debit cards, limited acceptance of American Express and Diners Club
Mobile Payments: Contactless payments (NFC) and mobile wallets (Apple Pay, Google Pay) are accepted in large retailers and some service providers; limited in rural areas
ATMs: Widely available in cities and airports; most accept international cards (Visa, Mastercard); some may charge a fee (typically OMR 1–2 per withdrawal)
Currency Exchange: Available at banks, airports, licensed exchange offices; exchange rates and fees vary
Foreign Currency Restrictions: Import/export of local or foreign currency above OMR 6,000 (approx. USD 15,600) must be declared to customs
Transaction Fees: Foreign card transactions may incur a surcharge (1–3%) and ATM withdrawal fees
Common Issues: Some small businesses and taxis accept cash only; notify your bank before travel to avoid card blocks
Major Banks: Bank Muscat, National Bank of Oman, Bank Dhofar
Regulations: Money laundering and large cash transactions are monitored by the Central Bank of Oman

Hyogo Prefecture, bordered by both sea and mountains and adjacent to the cities of Osaka and Kyoto, offers striking natural scenery. A route that takes you from the historic port city of Kobe to Awaji Island in the Seto Inland Sea invites travelers to embrace “wellness tourism,” engaging with nature while reconnecting with body and mind.

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