Qatar uses the Qatari Riyal (QAR) as its official currency. Payment systems in Qatar are modern, with widespread acceptance of electronic and contactless methods. Travelers should be aware of local regulations regarding cash and foreign currency.
- Official Currency: Qatari Riyal (QAR); 1 QAR ≈ 0.27 USD.
- Accepted Payment Methods: Cash, major credit/debit cards (Visa, Mastercard, American Express), and mobile payments.
- Contactless & Mobile Wallets: Apple Pay, Google Pay, and Samsung Pay are widely accepted in urban areas and large retailers.
- ATM Availability: ATMs are common in cities, airports, malls, and hotels. Most accept international cards, but fees may apply (typically QAR 10–20 per withdrawal).
- Currency Exchange: Available at banks, exchange offices, and airports. Major banks include Qatar National Bank (QNB), Commercial Bank of Qatar, and Doha Bank.
- Foreign Currency Restrictions: Import/export of local or foreign currency above QAR 50,000 (approx. USD 13,700) must be declared to customs.
- Transaction Fees: Foreign card transactions may incur a surcharge (1–3%) and dynamic currency conversion fees.
- Cash Handling: Large cash transactions may be subject to reporting under anti-money laundering regulations.
- Tips: Notify your bank before travel to avoid card blocks. Retain exchange receipts for reconversion.
- Regulations: The Qatar Central Bank oversees payment systems and currency exchange. Refer to official advisories for updates.
