Serbia uses the Serbian dinar (RSD) as its official currency. Most urban areas support a range of payment methods, but cash remains widely used, especially in smaller towns and markets. Contactless and mobile payments are increasingly accepted in major cities.
- Official currency: Serbian dinar (RSD)
- Payment methods: Cash, credit/debit cards (Visa, Mastercard), limited acceptance of American Express; mobile payments (Apple Pay, Google Pay) available in some locations
- Contactless/mobile wallets: Common in supermarkets, restaurants, and retail chains in Belgrade and Novi Sad; less common in rural areas
- ATMs: Widely available in cities; most accept international cards; withdrawal fees may apply (typically RSD 200–400 per transaction)
- Currency exchange: Available at banks, exchange offices (menjačnica), and airports; exchange offices usually offer better rates than airports or hotels
- Foreign currency restrictions: Payments in foreign currency are not accepted in shops; large cash transactions (over RSD 1,000,000) must be reported
- Cash import/export limits: Up to EUR 10,000 (or equivalent) can be brought in or taken out without declaration; amounts above must be declared to customs
- Transaction fees: Foreign card surcharges may apply (1–3%); check with your bank for details
- Major banks: Banca Intesa, Komercijalna Banka, UniCredit Bank, Raiffeisen Bank
- Government regulations: National Bank of Serbia oversees currency and payment regulations; travelers should consult official advisories for updates
- Tips: Carry some cash for small purchases; check card acceptance before large transactions; keep exchange receipts for reconversion
