Slovakia uses the Euro (EUR) as its official currency. Credit and debit cards are widely accepted in urban areas, with contactless payments and mobile wallets (Apple Pay, Google Pay) commonly supported.
- Official currency: Euro (EUR)
- Accepted payment methods: Cash, major credit/debit cards (Visa, Mastercard), contactless cards, mobile payments (Apple Pay, Google Pay); Alipay is rarely accepted.
- Contactless/mobile payments: Prevalent in cities, supermarkets, restaurants, and public transport.
- ATM availability: Widespread in cities and towns; international cards (Visa, Mastercard, Maestro) generally accepted. Some ATMs may charge withdrawal fees (typically €2–5 per transaction).
- Currency exchange: Available at banks, exchange offices (zmenáreň), and airports. Exchange rates and fees may vary; banks are generally reliable.
- Foreign currency restrictions: Large cash transactions (over €10,000) are subject to anti-money laundering regulations.
- Cash import/export limits: Amounts over €10,000 (or equivalent in other currencies) must be declared to customs upon entry or exit.
- Transaction fees: Foreign card transactions may incur a surcharge (typically 1–3%) and ATM withdrawal fees.
- Common payment issues: Some rural areas and small businesses may accept cash only; always carry some cash for emergencies.
- Major banks: Slovenská sporiteľňa, Tatra banka, VÚB Banka, ČSOB.
- Regulations: Comply with EU anti-money laundering and financial reporting standards.
