Cyprus Payment Methods & Currency Exchange Guide

Last Updated: January 09, 2026

Cyprus uses the Euro (EUR) as its official currency. Payment methods are modern and widely accessible, with both cash and electronic options available throughout the country.

Official Currency: Euro (EUR)
Accepted Payment Methods: Cash, major credit/debit cards (Visa, Mastercard), and mobile payments
Contactless & Mobile Wallets: Contactless payments and mobile wallets (Apple Pay, Google Pay) are widely accepted in urban areas and tourist locations
ATM Availability: ATMs are common in cities, airports, and tourist areas; most accept international cards
Currency Exchange: Available at banks, airports, and licensed exchange offices; banks operate Mon–Fri, typically 08:30–13:30
Foreign Currency Restrictions: No restrictions on bringing in foreign currency; large cash transactions (over EUR 10,000) may require declaration
Cash Import/Export Limits: Amounts over EUR 10,000 (or equivalent in other currencies) must be declared to customs upon entry or exit
Transaction Fees: Foreign card transactions may incur fees (typically 1–3%); check with your card issuer
Common Payment Issues: Some small businesses may accept cash only; always carry some cash for rural areas
Major Banks: Bank of Cyprus, Hellenic Bank, Alpha Bank Cyprus
Regulations: Cyprus follows EU anti-money laundering and financial regulations; travelers should comply with customs requirements

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